Friday, July 29, 2005

Health Care: A Proposal

The health care in this country is awful.

And for a fussy guy like me who keeps a clean desk and immediately recycles all junk mail, I have very little tolerance for inefficient tomfoolery.

Today, I received in the mail three bottles of medicine I did not need. Medco claims they received two faxes from my allergist for a nasal spray. They sent the first three bottles, which I expected. And then, just eight weeks later, after I did not even finish one bottle, they sent three more. Why? "Because," they told me on the phone, "the doctor faxed us twice. And so we considered this double fax as two prescriptions."
When I told them I had checked online for the status of the first prescription over eight weeks ago to make sure I would not end up on their "automatic refill" list and assumed I was finished with this drug (which I no longer seem to need, thanks to allergy shots), the woman on the phone told me that my checking and making sure had nothing to do with this fact that the doctor had sent in two prescriptions. So this second package of three bottles was not an automatic refill, but a completely new prescription.

Okay, fine, I'm not paying for this. I don't need it. Who do I send the drugs back to?

Of course, they won't take them.

I told them, "You credit my 30 dollars because there is no way I will pay for this."

She told me she couldn't do that. She doesn't have the authority.

Next, I'm all snake necking and I told her, "Give me someone above you who has some authority and stop wasting my time."

So, she did.

Someone called a "conflict resolutionist".

Jesus.

So, I go through the whole load of shit with this next woman. She tells me that if I had read the letter that they sent me, I would have known that they were going to send me this next batch of drugs. I told her I received a letter but the wording was so abstruse, it was impossible to decipher what they were even saying. And, I told her, the Rx number on this letter, which I had right in front of me, did not match any of the Rx numbers listed in my profile online.

She said to me, "Well, when the prescription is filled, the Rx number changes."

So I asked her how the hell anyone would ever know that. And her response was, "Frankly, if I didn't work here, I wouldn't know it."

And it just went on and on. I was supposed to know, apparently, the exact date to check when the Rx number changed. And then what? I would have known what?

When I asked her why her office, upon receiving two replica faxes, would just go ahead and start typing them in. She had no answer for that other than, "We received two prescriptions."

I told her I was looking at my prescriptions online and it wasn't until today that I now see two prescriptions for the same thing, she said, "When you got your letter, you should have looked."

I told her I did look, because I thought the letter was about putting me on the automatic refill list. So, I looked to make sure that I wasn't. And I wasn't. And there was not a second prescription listed. So, at the time of the letter, everything looked just fine."

She had no response to that.

I then asked, "So, the letter you sent to me, which you say alerted me to the fact that there was a second prescription, and I'm looking at the letter right now and the wording is so vague, it could be interpreted as, 'Your vascetomy has just been remotely reversed.' and furthermore, again, the Rx on the letter matched nothing so I just went by what was online and there was one prescription and I did not want it refilled, ever."

Her response: "You should have called us."

"Why? When everything online looked fine?"

Her response: "It changes once we fill the prescription."

"So, why have a phone conversation, a web site and a letter where none of the numbers or stories match?"

Her response: "If you look at this other place on the web, I don't know the name of it, you would have seen there were two prescriptions."

When I told her that when I got the letter I checked online and saw that there was only one prescription, she said, "You have to go to a different screen to see all your prescriptions."

No matter what I said, she had an answer that just confirmed how preposterous Medco is.

The upshot? She had the authority to credit me a maximum of $25. Which she did. And then, she said she would put through a request for a reversal of the remaining $5.

I told her to put a request into the "employee suggestion box" that the Rx #'s remain the same from beginning to middle to end. And also, to maybe check the faxes that come in for duplicates. I also suggested that perhaps the corporate culture there is to crank out drugs willy nilly to maximize profit. She didn't deny my claim.

This is ridiculous. What if you were someone with real health problems?

Here, in our house, we've had two very minor health things this year. A nose and a shoulder. The follow up paperwork has been torture. Almost every single event for both of us has been a complete mistake that required phone calls and arguments. And we have the Cadillac insurance.


I'm done.


So this is my proposal:


The state picks up catastrophic. Forget the Feds, they'll never do it. The rest: Complete free market health care. Everything you have to deal with outside a catastrophe is as simple as shopping around for the cheapest patio furniture. Enough.

This is the one place where I believe a completely free market system will work. And that includes buying your drugs anywhere on the planet.

Enough with this terrible system. It's a huge waste of money and time for everyone.

And both the Left and the Right can agree on this. Free market healthcare. Goodbye middle man. We’ve had enough of you.

16 comments:

Dan said...

I never knew one can get perscription drugs delivered.

Anonymous said...

It is my understanding that every prescription your doctor writes out has a prescription number. Therefore, if your doctor did send two faxes, they would have had the same prescription number. They should have never filled the same order with the same prescription number twice. Just think if it was a presciption for OCs. Could have been a federal offense!!

Anonymous said...

new blog you might like: Seven Deadly Cynics. Let us know what you think.

- the s.d.c.

Anonymous said...

That's pretty much how it was before managed care. You bought insurance for surgery and hospitalization and, for the rest, you paid for what you got. You picked your own doctor, even the specialist. No INTERNET, no credit card, even, no middle men, no sweat, no paper work, well, only a little: They sent you a bill; you paid it.

And people keep dissing the '50's--
It's all due to those fancy MBA's and their marketing schemes.

Anonymous said...

one more thing---I heard on NPR this a.m. that next week is Turn off Your P.C. Week. I'm ready.

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Anonymous said...

Great blog I hope we can work to build a better health care system. Health insurance is a major aspect to many.

Anonymous said...

Every time your prescriber writes out a new prescription, the prescription number changes. This is requisite for all newly written prescriptions (the same policy exists, btw, for your allergy medicine or your narcotic).
Also, if your doctor's office faxed in 2 prescriptions for you for the same product, isn't that your doctor's office making the mistake? Moreover, was it even for the same strength/quantity/therapy? Sounds like there is a communication breakdown between you and your doctor.
The form letters that are sent aren't abstruse - save to say that the name of the product isn't provided. This is a blog, write the text of the letter word-for-word and take a survey. As someone who is allegedly so fussy, if you received something in the mail you didn't understand, why didn't you contact the party who mailed it to you to ask for more details instead of your "divining" the information based on your assumptions? Your action is analagous to receiving a bank statement in the mail from a bank you've never employed advising that your line of credit of $50,000 has been exhausted - and then shrugging it off because, "I've never used that bank before."
When you log on to the website, you are immediately taken to the "order prescriptions" page. To find out the status of any orders on your profile, you should click on "Prescription History," which doesn't exactly seem arbitrary.
Also, if it is your proposal to eliminate the middle men in the healthcare industry, why aren't you actually getting the written prescription from your doctor instead of requiring that they fax it on your behalf? You likely won't accidentally mail it twice and it certainly would cut administrative costs at your doctor's office. Of course, that does require motivation.
If America wants to cut healthcare costs, they will learn the virtues of moderation, diet and exercise. Unfortunately, though, everyone is "entitled" to sloth because someone, somewhere wounded someone else's inner-child so, being a victim, one cannot possibly be held accountable for one's own actions.
A free market healthcare system? The free market cannot sustain the greed of patients who constantly want a new pill or something to take because they can't put down that extra cheesecake. Drugs are so expensive in the US and other "developed" countries because [they] constantly demand new products from drug companies in lieu of existing effective therapeutic regimens e.g. Vioxx vs. Ibuprofen.
Admittedly, I've only had a practice for 10 years now. Pound-for-pound, though, I'm quite convinced that patient apathy is what causes the cost of healthcare to increase. For example, your request for a credit from Medco for a mistake by you (lack of interest) and your doctor's office (lack of communication) takes away from revenue to companies like Medco who probably made a net profit of $3.50 from your orders (before the credit) and increases their operating costs (they have to eat the co-pay charge & your insurance still has to pay the excess of cost minus your co-pay), thereby increasing costs of plan contracts, etc.
My counter-proposal to yours: perhaps people need to simply learn accountability. Considering your tone, you're likely a baby-boomer....who could've learned a lot more from your parent's generation.

Don Cummings said...

Anonymous just sent this comment...What a tone! Apparently, this commenter has an agenda. My proposals are light hearted. This person's comment is an attack. Why do people think that attacks (especially personal ones: You're probably a baby boomer, etc.) do any good? Self loathing turned outward?

Anonymous said...

Your proposals weren't at all light-hearted, in fact the whole commentary was down-right irresponsible. And, similar to how you twisted the quote from "considering your tone, you're likely a baby-boomer..." to "you're probably a baby boomer" in a feeble attempt to defer it as ad hominem, you're unable to respond to the well-reasoned "attack" and challenges presented within it because you know that they are correct. And... self-loathing? I'm not old enough to be a baby boomer.

Don Cummings said...

Dear anonymous:

At least come forward and say who you are. This old blog entry from July 29 of 2005 has riled you so. Are you being paid by Medco to go after anti-Medco blogs? What are you up to? What is your agenda?

Your tone of attack suggests to me someone who is on a rampage to defend the status quo because it benefits your salary.

Your knowledge of how Medco works suggests to me you are on the Medco dole. Do come clean.

I am John Q. Public. Who are you?

Rebecca Waring said...

Dear Anonymous,

I must take issue with the following:

As someone who is allegedly so fussy, if you received something in the mail you didn't understand, why didn't you contact the party who mailed it to you to ask for more details instead of your "divining" the information based on your assumptions?

When was the last time you actually tried to contact your health insurance company? And how long did you have to spend on the phone??? Huh? And it was NOT Don's mistake nor a 'miscommunication' with his doctor. The idiot at Medco should have seen that there was an error somewhere and called the doctor. What if it had been some kind of medication that an overdose could kill? None of your arguments make even a drop of sense except the one about the cheesecake. I agree that personal accountability is sadly lacking. But I can personally attest to the fact that Don is very trim, health-conscious and and responsible. Also college-educated and if he can't understand the corporate-speak in the communications from Medco, then no one can.

Anonymous said...

To Don Cummings: MD here ... no paycheck from Medco. Your "suggestion" of my agenda is incorrect, though that you presumed my agenda certainly explains yours (irresponsibility).

To Rebecca W: Medco is not an insurance company ... Medco is a pharmacy. I call them all the time (because I feel responsible for the well-being of my patients) and my hold time is less than 2 minutes. A pharmacy (Medco included) will call the prescriber if there is an obvious conflict with the prescription. But, if the patient has already been prescribed the medication (i.e. this is a medication listed in his prescription profile) and there are no medication-to-medication conflicts, then the pharmacy assumes that the doctor wants the patient to use it (or else, why would he write the Rx in the first place?) and that the patient asked the doctor's office to fax the prescription (it's generally easier for the Dr's office to simply write the Rx and have the patient pick it up and mail it himself). Miscommunication = Don did not ask his doctor's office to send multiple prescriptions for the same medication.
Furthermore, Don's argument is more a reflection of his anger over being charged the co-pay and someone from Medco not indulging his ego. Don may, indeed, be college-educated ... but from his arguments (and with all due respect) I doubt it to be a degree in chemistry, health care administration, and especially not economics. Just for the record, I've seen those letters from Medco and, like USA Today, they're written for a 5th-grade level of literacy. Perhaps Don didn't raise his hand then, either.
Lastly, if Don were to die from an overdose, nobody would benefit ... Don would be dead, the doctor would lose his license, and Medco wouldn't be able to fill any more of his prescriptions. Since Don would be the most severely affected, however, I think it would be in his best interest to re-evaluate the veracity of his argument.

Don Cummings said...

DEAR ANONYMOUS MD-
This ancient posting of mine has clearly upset you. Yet again, it is unclear who you are. Frankly, you come across as a PR guy for Medco. Your attacking me at a character level is so mean and so stupid and filled with presumption. I suggest you take a look deep into your own psyche and figure out why you are grinding this ax. For the record-I have an Ivy League degree in Biology. I did raise my hand in school. Though no expert, for you to attack me because you think I am misinformed at a base level is simply childish. My beef with Medco is like my beef with most health care---it is a patchwork of people, communicating using many different policies and in the end, the consumer has to sort it all out. It is time consuming and inefficient. Now you should go find a hobby and stop assuming you know anything about me at all. Your vitriol is useless.

Anonymous said...

Your ancient posting doesn't upset me, it makes me laugh. In addition, I've stated who I am repeatedly, but it is still somehow unclear? If I were a check-out clerk, would my arguments not stand up as well? Would you like a CV?

As far as my "attacking you" is concerned, if someone were to read and re-read the posts, perhaps someone would realize that it isn't so much the "attacking by the attacker," as it is the "victim" wishing to remain a victim and a refusal to accept responsibility.

For the record, I have never accused you of being misinformed ... moreover, not even simply informed. Yet, when I did some informing, you failed to respond to a SINGLE argument ... instead reducing everything to qualifiers (who are you? *clearly* you must be working for *them!*) and ad hominems. Is it actually easier for you to create a grand conspiracy theory than to just accept that you're wrong? (Yet I'm the one being childish.)

Re-read this: "it is a patchwork of people, communicating using many different policies and in the end, the consumer has to sort it all out." I ask you this--what company ISN'T this way? This describes everything from fast food, your local grocery, your barber shop and your cable company.
Indeed it is the consumer's responsibility to stay informed (that's what makes a smart consumer). And, despite the accolades you have given the free market, neither McDonald's, Time Warner nor WalMart have yet saved the world.
When you prefer to remain ignorant, you only hurt yourself. As caustic as you consider my commentary, I don't want to see anyone in pain. Besides, we both know you would be unable to suffer in silence.

Don Cummings said...

Yes
I would like to see your CV.
I do not feel myself to be a victim. Seems like a projection on your part.
Until you cease your anonymity, your credibility remains unreliable.
You come off as someone with an ax to grind--without the courage to state who you are.
So, please, yes, a CV.